Access to and use of the www.axionbank.ch website are subject to contractual terms and conditions, as well as access restrictions (in particular territorial restrictions), which are clearly specified in the Terms of Use and in the Confidentiality Statement.

The access and use of the www.axionbank.ch website implies unconditional and total acceptance of contractual terms and restrictions described in the above mentioned documents and any violation thereof can be deemed as the user’s liability for breach of contract.

The access and use of the www.axionbank.ch website is also subject to Swiss substantive law and its illegal use can therefore be considered a potential unlawful act by the user.

Welcome to the www.axionbank.ch website (hereafter the “Website”).

Here below we specify the contractual terms applicable to the access and use of the Website (hereafter “Terms of Use”).

We recommend that the user reads this document carefully before accessing or using the Website because in accessing the Website the user will be deemed to totally and unconditionally accept the terms & conditions as outlined in the Terms of Use.

Information concerning the user’s privacy and personal data protection are outlined in the “Privacy Statement” that can be accessed via the link provided on the Home Page.

 

A. Change in our Terms of Use

The Website reserves the right to modify the Terms of Use at any time and to our sole discretion. The updated Terms of Use will be published on the Website giving at least 7 days’ notice prior to the enforcement date. Once in force, the new Terms of Use will automatically be binding for all users. The user will be responsible for checking the status of the Terms of Use each time he/she wishes to access the Website. The use of the Website once the Terms of Use have come into force implies the user’s acceptance of such terms. Should the user not wish to comply with the Terms of Use, he/she shall immediately cease to use the Website.

 

B. Target users

The website is intended exclusively for our current and prospective customers domiciled or residing in Switzerland. The use of the English and Russian languages is only intended as an aid for our (non-Italian speaking) foreign current and prospective customers domiciled or residing in Switzerland. The Italian language is used because the Bank’s head office is in Canton Ticino where Italian is the official language. The use of Italian cannot in any way be interpreted as a link with the Italian State or as an indication that the Bank’s business is aimed at Italy.

 

C. No product or services offered

The Website is not intended to offer any type of financial or banking services, it merely offers general information on AXION SWISS BANK SA and its activities.

Likewise, no information published herein represents an invitation, an offer, a solicitation or a recommendation to purchase or sell investment instruments, to carry out a transaction or to enter into a contract whatsoever with AXION SWISS BANK SA. Entering into any form of remote contract with a customer online, by email or via the telephone/fax is strictly forbidden.

 

D. Restrictions to the use of email

On the Website there is an email address to request general information from AXION SWISS BANK SA. Since internet is a universally accessible and open tool, normal email messages sent in this manner are neither confidential nor protected. They can be read by others, lost, intercepted or modified. Furthermore, they can go beyond national borders even though the sender and the addressee are in the same country. In order to communicate with AXION SWISS BANK SA we recommend that a safe channel be used and normal emails should not be used to send personal or confidential information such as account details.

 

E. Website content and external links

The Website contains links to external websites and other resources accessible online. AXION SWISS BANK SA has no control on such websites or resources and cannot verify their legality, the quality of the content or their safety. Consequently, the user recognizes and accepts that AXION SWISS BANK SA is in no way liable for the use/access to such third-party websites and resources, in terms of content, advertising, products, services or any other material present or available on such websites or resources.

Unless otherwise explicitly agreed, the Bank will not accept orders or instructions sent by email or any other electronic means.

The user also acknowledges and accepts that the Website is not directly or indirectly liable for any damage or loss caused or presumably caused by and in connection with the use of, or reliance on any content, goods or service available on/via such external websites or resources.

 

F. Intellectual property and our policy concerning web links

AXION SWISS BANK SA claims all intellectual property rights for the Website, the graphics, databases and content, as well as national and international registered trademarks including the “AXION SWISS BANK” name and logo. The user is not authorised to modify, copy, publish, reproduce, transmit, circulate, market, create derived or second hand works, visualize or exploit in any way the content present on the Website, with the exception of the personal use of the Website, provided prior written consent has been obtained by AXION SWISS BANK SA.

Hyperlinks towards the Website (homepage and deep links) are strictly forbidden, unless prior written consent has been obtained from AXION SWISS BANK SA, as they are potentially critical in terms of Swiss regulations on cross-border activities.

 

G. Guarantee exclusion

The user expressly accepts that the use of the internet and the Website is at his/her own risk. The Website does not offer any guarantee on the completeness and/or accuracy of the information and/or communications published on/reached via the Website and/or derived from resources linked to it.

 

H. User behavior

  1. The user undertakes not to use the Website unlawfully, immorally or to the detriment of third party rights.
  2. In particular, the user undertakes not to send illicit, inopportune, defamatory, abusive, threatening, damaging, vulgar, obscene, pornographic or any other inappropriate material.
  3. The user guarantees that his/her communications/messages sent to the Website have been verified by an up-to-date antivirus and they are therefore free of any malware.
  4. The user undertakes not to send any material that may encourage behaviors which could be deemed a criminal offence, give rise to civil liability or violate Swiss or foreign laws.
  5. The user undertakes not to use the Website to commit unlawful, fraudulent or damaging acts towards third parties, including the right to privacy and all other personal rights (in particular, image, name and honour).
  6. Any attempt to access/unauthorised access to the Website IT system is forbidden.
  7. The user declares and accepts not to use spiders, robots and similar means to sieve the Website content. The user also undertakes to abstain from using any kind of means, including software, to interfere or attempt to interfere with the Website activity or to hinder its use by other users. The user undertakes not to adopt behaviours that will directly or indirectly overload the Website and/or the IT system.

 

I. Relations with third party suppliers of goods and services

Each transaction, especially concerning the supply of goods and/or services (in relation to terms, guarantees, description, etc.), between users and third party suppliers exclusively concerns the user and such third parties. The Website does not offer any guarantee in relation to the work of third parties, nor does it have any liability in relation to potential prejudice derived from transactions with third parties.

 

L. Compensation

The user accepts to compensate/indemnify AXION SWISS BANK SA and its associate companies, partners, managers, employees, representatives, agents, successors or assigns, for any damage/prejudice it has sustained from either a claim and/or request by a third party, including legal and defence costs, due to the unlawful use of the Website, non-compliance with these Terms of Use or violation of any legal provision by the user.

 

M. Abstention or inaction

The fact that AXION SWISS BANK SA may not exercise its rights and/or prerogatives to which it is entitled, conversely abstains from ensuring compliance with some of the provisions part of these Terms of Use, cannot be interpreted as disclaiming its rights and/or prerogatives or as acceptance of a suggestion to amend these Terms of Use.

 

N. Separability

Should any provision contained in the present contract be null and void or ineffective, the residual provisions shall remain in full force and effect.

 

O. CLAUSE ON EXTENDED JURISDICTION AND CHOICE OF APPLICABLE LAW

In connection with access and use of the Website, the Terms of Use, as well as various forms of relationship between the user and the Website owner, are governed by the Swiss substantive law, excluding private international law provisions.

The parties choose the courts in Lugano (Switzerland) as the exclusive competent jurisdiction in case of any dispute arising or simply linked to the use of the Website.

 

P. Adoption and editing

The present Terms of Use have been adopted on 15 August 2023.

 

With the following Information Notice we would like to provide you with an overview of how we process your data and your rights under data protection legislation.

 

Download document

 

According to Article 13 of the Swiss Federal Constitution and the Swiss federal data protection provisions (Data Protection Act, DPA), every person has the right to protection of his or her privacy and protection from misuse of his or her personal data. Axion takes the protection of your personal data very seriously. That is why we process your personal data in accordance with the statutory data protection regulations and this data protection notice. This data protection notice describes how and for what purpose your data is collected and used and what choices you have in relation to your personal data.

 

Who is the data controller and who can I contact?

Data controller

AXION SWISS BANK SA Via Stefano Franscini 22, 6900 Lugano (Switzerland).

[email protected]

+41(0)91 910 95 10

 

What data do we process and where does it come from?

Browsing data

We collect information about you when you use this website. We automatically collect data about your use of and interaction with us. This access data includes, for example, the referring URL, IP address, date and time of access, volume of data transferred, browser type and version, operating system, and cookies. For details on how we use cookies, see the section below. Third parties may collect anonymized data about the use of our and other websites and provide us with this data in anonymous form. This data (i) shows us which geographical regions users access our website from, (ii) informs us about user behavior in relation to advertisements on other websites, and (iii) shows us the names of other websites on which BancaStato advertisements have been displayed. Media player providers, such as YouTube, may store the user's full IP address to enable them to view or listen to content on their platforms. These third-party platforms are not managed or monitored by us, and your IP address and other personal data collected, processed, or stored by these third-party platforms are subject to their respective privacy policies.

 

Userdata

If you contact us (e.g., by e-mail or phone call), we store your data to process your request if questions arise, for quality assurance, or for other purposes described in this policy.

We store and use other personal data only if you consent to it or if it is legally permitted without specific consent. Unless expressly stated, we retain personal data only as long as necessary and permitted to fulfill the purposes pursued.

 

For what purposes do we process personal data?

The Bank processes personal data in accordance with applicable data protection law. The purposes pursued are outlined below:

 

a. Website management. For example, for:

  • Technical management and user administration.

 

b. Customer relationship management. For example, for:

  • Assist you with logins;
  • Allow you to provide feedback;
  • Resolve any disruptions; and
  • Manage the social media community.

 

c. Product implementation and execution. For example, to:

  • Improve the quality of our products and services and our use of technologies.

 

d.  Engage in prospecting and business development and/or protect and enhance the Axion brand. For example, to:

  • contact you regarding products and services;
  • enhance our marketing and promotions.

 

e. Compliance and Risk Management and/or Crime Prevention, Detection and Investigation. For example, to:

  • conduct due diligence or AML checks on content and metadata; and
  • comply with regulatory requirements, including "books and records" oversight and filing requirements
  • recruitment marketing and application management. For example, to monitor the performance of candidate source channels and track the source of candidates.

 

Who has access to personal information?

Axion may share your information with affiliated companies and its agents and service providers, located inside or outside your country of residence in order to provide Axion with services, within the scope of the purposes specified above. Our affiliates, agents and third party vendors who have access to Personal Data collected through the Axion Sites will be required to protect your privacy, comply with legal obligations and respect contractual safeguards.

 Axion may also share your information with government agencies and entities, regulatory authorities, or other persons, as required by law, regulation, judicial order, or official request, applicable to us, and for the purposes set forth in the guidelines and guidance provided by regulatory or other authorities, or similar processes under applicable law.

 

Is personal data transferred abroad or to an international organization?

The transfer of personal data to entities or states outside Switzerland takes place in the following ways:

  • provided it is necessary for the execution of orders (e.g., payment and/or securities orders);
  • provided it is required by law (e.g., as part of the reporting requirements of tax law, automatic exchange of information, etc.);
  • provided consent has been given for this purpose.

In some cases, Axion may transfer certain personal data outside the EEA to outside companies working with us or on our behalf for the purposes described in this Data Protection Notice. We transfer your personal data abroad only to countries that are deemed to offer an adequate level of data protection or, in the absence of such legislation providing adequate protection, on the basis of appropriate safeguards (for example, standard contractual clauses approved by the European Commission).

A copy of such measures may be obtained by contacting [email protected]. If and to the extent required by applicable law, we implement the necessary legal, operational and technical measures prior to such transfers.

Currently, however, Axion does not transfer employee personal data to countries outside the EEA. In the event of any changes, Axion will notify its customers in a timely manner.

 

How do we protect personal data?

Axion has taken appropriate technical and organizational security measures in order to protect your Personal Data, as collected by Axion through the Axion Sites, from destruction, loss, modification, misuse, disclosure or unauthorized, accidental or unlawful access, as well as from all other unlawful forms of processing.

All personnel who have access to Personal Data are required to comply with internal rules and procedures relating to the processing of your Personal Data in order to protect it and ensure its confidentiality. In particular, we limit access to Personal Information about you to only those employees, agents, and third parties who need to become aware of that information in order to provide services to you.

 Please consider that if you provide us with your data on open networks such as the Internet, such networks that are not generally considered secure. Data sent via means such as the Internet (such as to or from Axion's sites or by electronic message) could be accessed by unauthorized third parties, which could then result in a disclosure of information, changes to content, or technical disruption. Even where both sender and recipient are in the same country, data sent via the Internet could be transmitted across national borders and sent to a country with a lower level of personal data protection than the country in which it is located.

 

Please be aware that Axion will not be responsible for the security of your information when transmitted to Axion via the internet. In order to protect your privacy, we remind you that you may choose other means of communication with Axion, should you deem them appropriate.

 

What rights does the data subject have?

Every data subject has the right of access, the right to rectification, the right to erasure, the right to restriction of processing, the right to object as well as - where applicable - the right to data portability. There is also a right to lodge a complaint with a competent data protection supervisory authority (Federal Data Protection and Information Commissioner (FDPIC)). You may revoke at any time the consent given to us to process your personal data. Please note that revocation has no retroactive effect.

 

Cookies "Cookies", are text files that are stored on your computer and allow an analysis of your use of the website. These files document your visit to a website and allow us to keep track of your preferences and settings. Cookies can help website developers compile statistics on visits to certain areas of the website to make it more useful and user-friendly. We use cookies from outside vendors who provide services for us. The cookies we use on our website and their purpose are listed in the tables below.

 

Consent management

You can revoke the use of cookies, pixels, and other external tracking technologies the first time you access our website from your device by setting the appropriate privacy preferences. Consent management is displayed when
− your device accesses our website for the first time, or 
− you click on the link that appears at the bottom of every page on our website. 
You cannot refuse the use of strictly necessary cookies (see definition in the table above) to ensure the functionality of our website.
 
Do Not Track Settings
Certain browser settings allow Do-Not-Track technology to control the tracking of your online activities on websites. However, please note that browser Do-Not-Track signals may not always be recognized, as the use of Do-Not-Track technology may prevent the consent management from displaying correctly.

 

Changes to the Policy

This Policy has been updated as of June 2024. Any subsequent changes or updates will be made available to you at www.axionbank.ch. Please check our website regularly to stay up-to-date on current disclosures.